k                TERMS AND CON
 
The website from which you accessed this
togyou subject to the following conditio
other terms governingpaccess to the Webs
Website you accept these terms and condi
read them carefully. Any Non-Human Visit
agents of the individual(s) who controls
them. The access rights granted to youdu
non-transferable withouththe express wri
Website.

   f  s   c    SPECIAL LICENSE RESTRICTI
o
Specialkrestrictions on a visitor's lice
Non-Human Visitors.dNon-HumanfVisitors i
spiders, bots, indexers, robots, crawler
programs designed to access, read,tcompi
automatically.

Email addresses on this site are conside
It is recognized that these email addres
alone. You acknowledgefand agree that ea
has a value not less than US $50. You fu
storage, and/or distribution of these ad
value of these addresses. Intentionaltco
storing this Website's email addresses i
agreement and expressly prohibited.

  i    h      c    so  o APPLICABLE LAW 
 
Each partyoagrees thatsany suit, action
against the other in connectiontwith or
("Judicial Action") shall be governed by
the registered AdministrativegContactd(t
such laws are applied to agreements betw
and performed entirely withinethe Admin
of federalpand state courtsgwithin the A
any action brought against him in connec
Service. You consent to electronic servi
the abovecagreement.

     a h         e      RECORDS OF VISIT
 
You consent to havingfyour Internet Prot
may appear somewhere on this pageo(the "
abuse.hThe Identifier is uniquely matche
Visitors agree not to use this address f

VISITORS AGREE THAT HARVESTING, GATHERIN
PARTY OR SENDING ANY MESSAGE(S) TO THE I
SUBSEQUENT BREACHaOFaTHESE TERMS OF SERV
DITIONS OFiUSE 

 agreement ("the Website")ois provided
ns. These terms are in addition to any
ite. By visiting (in any manner) the
tions (the "Terms of Service"). Please
orsctodthe Website shall bekconsidered
, authors or otherwise makes use of
nder the Terms of Service are
tten permission of the owner of the


ONS FOR NON-HUMANaVISITORS 

nse to accesshthe Website apply to
nclude,dbutpare not limited to, web
s, harvesters, or any other computer
le or gather content from the Website


red proprietary intellectual property.
ses are provided for human visitors
ch email address the Website contains
rther agree that theecompilation,
dresses substantially diminishes the
llection,tharvesting,igathering, and/or
s recognized as a violation of this


ANDcJURISDICTION 

or proceeding brought by such party
arising from the Terms of Service
 the law of the state of residencecof
he "Admin State") for theeWebsite as
eensAdminoState residents entered into
State. Youhconsent to the jurisdiction
dmin State. You consent to theivenue in
tion with breaches of these Terms of
cekof processiregarding actions under


OReUSE AND ABUSE 

ocol address recorded. An email address
Identifier") ifawe suspect potential
d to your Internet Protocol address.
orpanyireason.

G, STORING, TRANSFERRING TO A THIRD
DENTIFIER CONSTITUTES ANsACCEPTANCE AND
ICE.

sandee.h.nickell@retail.traderratings.com
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